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Things Teenagers Need to Know to Become Rich Use Credit Cards Responsibly Credit cards will be a big part of your financial life. The loss of your financial well- being may also be credit cards. Many adults have used credit cards to buy needless and frivolous goods only for extreme debt, which may be unavoidable. It is important to note that by using a credit card, you borrow money that you must repay. A couple of important items to note about a credit card: You charge extraordinarily high interest rates if you don’t pay the whole balance Don’t buy things with a credit card without the money you have to pay for them. Keep in mind introductory interest rates and balancing deals Scan the print (the very small print you do not want to read) of the credit card. Pay the whole balance by the due date